The leading textbook in Artificial Intelligence. Used in over 1000 universities in 91 countries (over 90% market share) and the 85th most cited publication on Citeseer.
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A branch of computer science that studies how to endow computers with capabilities of human intelligence. For example, speech recognition is a problem being worked on by AI scientists.
How Do Pre-Paid Cards Work?
Many individuals would try to use pre paid credit cards to help them get out of debt. Some even think that a credit card would only end up worsening their debt situation. However with a pre paid credit cards you need to fund the account with money before you can spend it unlike a normal credit card. This card is the best option for anyone with a bad credit.
You may ask will Pre Paid Credit work with bad Credit?
If you’ve got bad credit, then you know how hard it is to get credit when you need it. But the truth is that it can be helpful to have a credit card for convenience purposes. So what is a pre paid credit card?
This card looks like any normal credit card. It has the familiar logos of Visa, American Express, and Mastercard. The only difference is that this card is pre-loaded with monies deposited in the account.You need to deposit money into the account before you can spend it.
Pre paid cards work, even if you have bad credit. You will not need to apply for the card and get pre-approval because you are borrowing against your own pre-funded balance out of your account, much like a debit card.
Using Pre Paid Credit Cards?
Easy, make a cash deposit into your card account. Your expenditure is determined by how much is in your account. When you buy with your card your account balance is reduced. Every time your account is used up you need reload again before using your card again.
The name “credit” card is a bit misleading, as no one is lending you the money, but they are used exactly the same way as other credit cards.
One of the primarily benefits of using a prepaid credit card is so you can prevent overspending on regular cards, and because you don’t have to pay interest fees.
Advantages of Prepaid Credit Cards.
1. Cards can be used wherever normal credit cards are accepted
2. There is no additional debts incurred since you are using your pre-funded balance.
3. You can still get these cards even if you have poor credit
Prepaid credit cards are a better choice especially if you have destroyed your borrowing power and yet in need of credit help.
Pre paid credit cards may be used in the same way as the normal cards with the exception you decide on how much you deposit into your account. Your expenses are reduced from your own balance.
Originally posted 2009-07-08 08:49:37.
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